Protect your Short-Term and Vacation Rental Business
All-inclusive insurance that replaces your homeowner’s policy. Custom-penned for the unique risks of vacation rental and AirBnB/VRBO rental properties. All-inclusive coverage for your building(s), contents, income, and liability.
Insuring short-term and vacation rental properties has become a challenge the past few years. Many domestic carriers simply won’t insure them, which leaves owners with a handful of specialty carriers to choose from. These policies often do not meet the needs of vacation rentals and leave big gaps in coverage.
Proper Insurance® Policy Highlights: designed to replace your current coverage.
Commercial Package Policy: coverage for building, contents, liability, and income.
Building & Contents: special cause of loss (all risk), replacement cost (new for old).
Liability: $1,OOO,OOO/$2,OOO,OOO in commercial general liability with increased liability limits available.
Income: actual loss sustained business income coverage with no time limit.
• Liability coverage enhancements for animals/pets, liquor, pools, hot tubs, exercise equipment, bicycles, small watercraft, golf carts, rec areas, + more.
• Property coverage enhancement for theft and damage caused by a renter.
• Vacancy clause removed with no standard occupancy restrictions.
• Ordinance or law enhanced to building limits.
• Bed bug extermination with lost business income.
• Underwritten by Lloyd’s of London, AM Best’s Rated A.
Commercial Package Policy: coverage for building, contents, liability, and income.
Building & Contents: special cause of loss (all risk), replacement cost (new for old).
Liability: $1,OOO,OOO/$2,OOO,OOO in commercial general liability with increased liability limits available.
Income: actual loss sustained business income coverage with no time limit.
• Liability coverage enhancements for animals/pets, liquor, pools, hot tubs, exercise equipment, bicycles, small watercraft, golf carts, rec areas, + more.
• Property coverage enhancement for theft and damage caused by a renter.
• Vacancy clause removed with no standard occupancy restrictions.
• Ordinance or law enhanced to building limits.
• Bed bug extermination with lost business income.
• Underwritten by Lloyd’s of London, AM Best’s Rated A.
If you are interested in a quote for your Short-Term or Vacation Rental
Underwritten by Lloyd’s of London, AM Best’s Rated A.